Eligible Areas
Projects financed under the B&I program must be located in the United States or its possessions/territories
and must be in a rural area (defined as having a population of less than 50,000).

Eligible Borrowers
  Any legal entity including individuals, public and private organizations and federally recognized Indian 
tribal groups
  There is no size restriction on the business

Use of Proceeds
   B&I Loans may involve acquisitions, construction, conversion, repair, modernization or debt refinance.
   Loan proceeds can be used for real estate acquisition and/or improvements, machinery, equipment,
furniture, fixtures and working capital. Closing costs and guarantee fees are also eligible.

Borrower Equity Requirements
   For existing businesses: a minimum of 10% tangible balance sheet equity is required at the time of 
issuance of the Loan Note Guarantee
   For start-up businesses: a minimum of 20% tangible balance sheet equity is required at the time of 
issuance of the Loan Note Guarantee
   Equity is determined in accordance with Generally Accepted Accounting Principles (GAAP)

   All B&I loans are fully amortized with no balloons or call dates.
   Maximum repayment terms are up to 30 years for real estate and improvements, up to 15 years (or
useful life) for machinery, equipment, furniture and fixtures and up to 7 years for working capital.
   Rates are based on a spread over the Prime Lending Rate. Rates vary depending on the specific
strengths of the transaction.
   A one-time Guarantee Fee of 2% of the guaranteed principal amount is due to USDA at loan closing.
Other customary fees also apply.

   Pre-screen service available within 24 hours with no charge or obligation by providing 
limited information.


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CFO Capital Partners, its affiliates and principals are not a United States Securities Dealer nor Broker nor US Investment Adviser.  CFO Capital Partners, its affiliates and principals is a  Consulting Firm and in some instances a Private Investor. All Emails and related correspondence are never to be considered a solicitation for any purpose in any form or content. We do not intend to, nor do we, provide investment advice or counsel to any particular transaction. You, as the Recipient, hereby acknowledges this warning and disclaimer. If acknowledgment is not accepted, Recipients must return the document copies, in their original condition, to the Sender via email or postal services immediately